TechnoFino
TechnoFino
  • Видео 445
  • Просмотров 17 387 192
How I Maintain 800+ CIBIL Score | Pro Tips & Tricks 🔥
Friends, today in this video, I'll discuss the importance of a good credit score and how I've managed to maintain a CIBIL score of over 800. I'll share the simple yet effective strategies I use to keep a healthy credit score and history. These valuable tips can help you achieve and maintain an excellent CIBIL score. Don't miss out on this crucial information!
Credit Score/CIBIL Build, Improvement Video Playlist: ruclips.net/p/PLb8Pfi69GllK0zis5A4LLhW2F9FjUcU4k
CIBIL Score - A Practical Guide: www.technofino.in/community/threads/cibil-score-a-practical-guide.29167/
The right way to get the first credit card and build a credit history: www.experian.in/2023/05/30/the-right-way-to-get-the-first-...
Просмотров: 6 549

Видео

Why Banks Charging 1% Extra On Utility | HDFC Bank Credit Card Devalued 🔥
Просмотров 3,9 тыс.21 день назад
Friends, after Yes Bank and IDFC FIRST Bank, HDFC Bank is also imposing a 1% extra charge on utility bill payments made using their credit cards. Recently, we have seen many banks adopting this practice. But why have all these banks started charging 1% extra fees on categories like utility payments, educational fees, etc.? We'll discuss some reasons behind this step in this video. Join TechnoFi...
Axis Olympus Credit Card Review | Citi Prestige To Axis Olympus 🔥🔥🔥
Просмотров 3,6 тыс.Месяц назад
Axis Bank recently announced the migration of Citibank credit cards to Axis Bank core credit cards. For this migration, Axis Bank has launched several similar credit cards, including those comparable to Citibank Prestige, Premier Miles, Cashback, etc. Today, we'll discuss the newly launched Axis Olympus credit card, which will replace the Citibank Prestige credit card. We'll go over its benefit...
HNI Banking Is a Scam | Do You Really Need HNI Bank Account? 🔥🔥🔥
Просмотров 6 тыс.Месяц назад
Friends, High Net-worth Banking, also known as HNI Banking, is a premium banking program available in India. Generally, you need to maintain an account balance of about 10 lakhs or have 30 lakhs in investments with a bank to enroll in its HNI banking program. The balance or investment requirements can vary between banks. On paper, we receive many benefits from an HNI banking program, but do we ...
Five Credit Card Rules You Don't Know 🔥🔥🔥 | Don't Let Banks Scam You 🚨
Просмотров 11 тыс.2 месяца назад
Friends, today I'll tell you about five important RBI guidelines regarding credit cards that many people don't know. Banks can scam you if you're unaware of these rules, so it's crucial for all of us to be informed. Don't let your bank scam you. Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You: www.technofino.in/community/threads/five-credit-card-rules-you-dont-know-dont-let...
Best Credit Cards 2024 | Category Wise Best Credit Card in India 🔥
Просмотров 18 тыс.2 месяца назад
Note: Axis ACE Credit Card Cashback on offline/other online payments: 1.5%, not 2% Just like every year, I've already recommended different cards for various purposes like shopping online, paying rent, insurance, and spending internationally. But within just 4 months, there have been significant devaluations from different banks, completely changing the scenario in the Indian credit card market...
Top 5 Credit Cards In India 2024 🔥🔥🔥
Просмотров 26 тыс.3 месяца назад
Friends, I made a video on the best credit cards in India for 2024 in January 2024, but after a series of devaluations, the entire landscape has changed. Today, I'll discuss the top 5 credit cards in India for 2024. Best Credit Cards 2024 (Article): www.technofino.in/community/threads/best-credit-cards-2024-category-wise-credit-card-recommendation-by-technofino.21160/ Apply For Credit Cards Usi...
1% Extra Fees on Utility Payments Using Credit Cards | Why Banks Are Behind the Utility Category 🔥
Просмотров 6 тыс.3 месяца назад
First, rent payments, and now utility payments category, banks are imposing extra charges on them. In a recent development, Yes Bank and IDFC First Bank announced that they will charge an additional 1% fee on all utility payments made using their credit cards starting from May 1, 2024. However, things were not always like this. We used to receive good rewards on utility payments, and there were...
HDFC Bank Biz Black Credit Card Review | 16% Reward On Business & Tax Payments 🔥
Просмотров 14 тыс.3 месяца назад
Friends, today we're going to discuss a recently launched business credit card from HDFC Bank, the HDFC Biz Black Credit Card. In recent times, Indian credit card issuers have started focusing on business credit cards, which is truly amazing. Until a few months ago, there were only a handful of business credit cards available for business owners, but times are changing, and banks are now launch...
HDFC Bank Regalia Gold Credit Card Review 🔥
Просмотров 14 тыс.4 месяца назад
Indulge in Luxury and savings with the HDFC Bank Regalia Gold Credit Card. Elevate your lifestyle effortlessly with our premium credit card. - Earn 5X reward points on a wide array of lifestyle brands, allowing you to enjoy shopping - Enjoy the convenience of 2 complimentary flight tickets, ensuring your travels are as rewarding as they are seamless. - Delight in exclusive privileges such as co...
Best Cashback Credit Card 2024 | TechnoFino Recommendation 🔥🔥🔥
Просмотров 13 тыс.4 месяца назад
Friends, today we'll discuss some good cashback credit cards available in India. I've provided a list of a few excellent cashback credit cards in this video. By using these cards and spending wisely, you can earn good value back. Choose the best cashback card from the list according to your requirements and spending habits. Apply for any credit card using the links below. Best Cashback Credit C...
HDFC Bank Swiggy Credit Card Unboxing & Review | 5% Cashback On Online Spends 🔥
Просмотров 9 тыс.4 месяца назад
Friends, today we'll discuss the HDFC Bank Swiggy credit card. The HDFC Bank Swiggy credit card is one of the hottest credit cards available in India. We'll discuss the benefits, features, and charges of this credit card and try to understand if it can be beneficial for us. We also have the Swiggy credit card packet, so first, we are going to unpack this card, and in the end, I'll share my opin...
HSBC Visa Platinum Credit Card Unboxing & Review | TechnoFino 🔥
Просмотров 14 тыс.5 месяцев назад
Friends, today we have the HSBC Visa Platinum Credit Card envelope with us. We'll unbox this card and try to understand if it can be beneficial for us by analyzing its benefits, features, and charges. In the end, I'll share my opinion about this credit card. Apply For HSBC Credit Card: cutt.ly/qeiYgSgW List Of Air Miles Credit Cards In India And It's Transfer Partners: www.technofino.in/communi...
Banks Scamming You With Incorrect Credit Card Fees: Don't Fall Victim! 🚨
Просмотров 5 тыс.5 месяцев назад
Banks Scamming You With Incorrect Credit Card Fees: Don't Fall Victim! 🚨
Huge Problem For PayTM | Strict Action Taken By RBI 🔥🔥🔥
Просмотров 4,1 тыс.5 месяцев назад
Huge Problem For PayTM | Strict Action Taken By RBI 🔥🔥🔥
Best Lifetime Free Credit Cards 2024 🔥🔥🔥
Просмотров 15 тыс.6 месяцев назад
Best Lifetime Free Credit Cards 2024 🔥🔥🔥
Best RuPay Credit Card For UPI Payments 2024 | TechnoFino Recommendation 🔥🔥🔥
Просмотров 25 тыс.6 месяцев назад
Best RuPay Credit Card For UPI Payments 2024 | TechnoFino Recommendation 🔥🔥🔥
YES Bank Marquee Credit Card Review | 4.50% Reward Rate | Best Credit Card Of 2023? 🔥
Просмотров 9 тыс.6 месяцев назад
YES Bank Marquee Credit Card Review | 4.50% Reward Rate | Best Credit Card Of 2023? 🔥
Best Credit Cards 2024 | Category-Wise TechnoFino Recommendation 🔥🔥🔥
Просмотров 20 тыс.6 месяцев назад
Best Credit Cards 2024 | Category-Wise TechnoFino Recommendation 🔥🔥🔥
No more reward points on utility, rent, and insurance payments | TechnoFino
Просмотров 8 тыс.7 месяцев назад
No more reward points on utility, rent, and insurance payments | TechnoFino
IDFC First SWYP Credit Card Review | Interest Free EMI Credit Card 🔥🔥🔥
Просмотров 3,4 тыс.7 месяцев назад
IDFC First SWYP Credit Card Review | Interest Free EMI Credit Card 🔥🔥🔥
Now You Can Change Your Card Network - Explained | Benefits, How To Change, RBI Guidelines 🔥
Просмотров 10 тыс.7 месяцев назад
Now You Can Change Your Card Network - Explained | Benefits, How To Change, RBI Guidelines 🔥
Axis Vistara Credit Cards Huge Devaluation | No Reward Points On Those Categories Now 🔥
Просмотров 8 тыс.7 месяцев назад
Axis Vistara Credit Cards Huge Devaluation | No Reward Points On Those Categories Now 🔥
ICICI Emeralde Private Metal Credit Card Review | Fastest Devaluation World Record 🔥
Просмотров 15 тыс.8 месяцев назад
ICICI Emeralde Private Metal Credit Card Review | Fastest Devaluation World Record 🔥
SBI Reliance Credit Card Review | 10% Cashback on Reliance Stores 🔥
Просмотров 5 тыс.8 месяцев назад
SBI Reliance Credit Card Review | 10% Cashback on Reliance Stores 🔥
Axis ACE Credit Card Review 2023 | Old King Of Cashback Credit Card 🔥🔥🔥
Просмотров 23 тыс.8 месяцев назад
Axis ACE Credit Card Review 2023 | Old King Of Cashback Credit Card 🔥🔥🔥
HDFC Bank Diners Club Black Metal Credit Card Review | Plastic Vs Metal DCB Card 🔥🔥🔥
Просмотров 14 тыс.9 месяцев назад
HDFC Bank Diners Club Black Metal Credit Card Review | Plastic Vs Metal DCB Card 🔥🔥🔥
Big Problem For RuPay Credit Card UPI Payment | Merchants Are Not Accepting RuPay Credit Card UPI 🔥
Просмотров 118 тыс.9 месяцев назад
Big Problem For RuPay Credit Card UPI Payment | Merchants Are Not Accepting RuPay Credit Card UPI 🔥
RBL World Safari Credit Card Unboxing & Review | Zero Markup Fess, Free Travel Insurance 🔥🔥🔥
Просмотров 15 тыс.9 месяцев назад
RBL World Safari Credit Card Unboxing & Review | Zero Markup Fess, Free Travel Insurance 🔥🔥🔥
Lifetime Free Super Premium Credit Card | How I Got Multiple Lifetime Free Premium Credit Cards 🔥🔥🔥
Просмотров 23 тыс.9 месяцев назад
Lifetime Free Super Premium Credit Card | How I Got Multiple Lifetime Free Premium Credit Cards 🔥🔥🔥

Комментарии

  • @Aroundtheworldwithshloka
    @Aroundtheworldwithshloka 3 часа назад

    New Amex Referral Link in my channel description!

  • @ThePatilsaheb
    @ThePatilsaheb 5 часов назад

    Hi…my cibil report showing 2 wrong loan entries of around 10k since last 3-4 yrs; hv reported to cibil but nothing changed and now for reporting cibil website ask to take membership to rectify error. Any solution?

  • @prathapg1022
    @prathapg1022 11 часов назад

    I have paid 26000 amount to standard character bank on july10th but still payment not received cred customer says amount paid to sc but sc says payment not recived where i have to complaints

  • @ManiKantapedamallu
    @ManiKantapedamallu 20 часов назад

    Bank of Maharashtra -400+gst Minimum average balance - 1 lakh

  • @harjeetsingh4051
    @harjeetsingh4051 День назад

    sir mera pension de dukoment punchkul office vic 6july de jam ne kena pressing time lage ga plz dso

  • @RahulChoudhary-ge8zx
    @RahulChoudhary-ge8zx 2 дня назад

    Recently i paid tax from my icici amazon credit card but it didnt give me any rewards, i think this has been removed. I really appreciate your video and i would request you to make best credit card category wise video every quarter as lots of devaluation going on in india

  • @vikranthm7375
    @vikranthm7375 2 дня назад

    AMEX referral links are available in my channel description. Please use them if needed. Thanks!

  • @abhi29011990
    @abhi29011990 2 дня назад

    Same, due to this i had a fight with my RM so he never calls me now 😊 I need a locker so they said UPIL lelo then locker mil jyega wrna ni milga

  • @shubhankitdhir
    @shubhankitdhir 3 дня назад

    I have this card lifetime free

  • @shubhang722
    @shubhang722 3 дня назад

    For each we have to maintain 30% or have all card limits combines less than 30% ?

    • @WhoAlex
      @WhoAlex 3 дня назад

      Combined usage should be under 30%

  • @AksharaTG
    @AksharaTG 3 дня назад

    @TechnoFino You have showed an app to check credit utilization where total credit limit was displayed. What was that app?

  • @pankajadhikari5511
    @pankajadhikari5511 4 дня назад

    Can we book flights of any airlines with reward points like Indigo or Spice Jet or Air India or should it be a travel partner of Amex?

  • @theultimaterider-sandip9361
    @theultimaterider-sandip9361 4 дня назад

    I am not an NRI, I'll never go outside of india. Can I open an RFC domestic account?

  • @goutamgarai7342
    @goutamgarai7342 4 дня назад

    Current account he to keya korega

  • @jaiprakash9920
    @jaiprakash9920 4 дня назад

    Sir my cibil from 720 to 780 but experian 840 to 760 essa kyo yeh opposite kyo chal raha h

    • @WhoAlex
      @WhoAlex 3 дня назад

      Aisa hee hota hai ek kam hoga toh dusra badhega inn dono mein

  • @atuljadhav388
    @atuljadhav388 5 дней назад

    Kotak bank not found dikha rha hai

  • @cardwaalebaba
    @cardwaalebaba 5 дней назад

    Bhai I would like to do a podcast with you on my channel. Recently maine Anna DM - Vikrant Bhai ke saath bhi podcast kiya hai. Let me know how we can connect for this.

  • @mklion03
    @mklion03 5 дней назад

    Mujhe yeh card lifetime free mill rha with no annual charges

  • @omkasera_
    @omkasera_ 6 дней назад

    Bhai mere pass 4 unsecured cards he or cibil 777 he agr mai 1 secured card le lu to mera cibil 800+ hoga

  • @sunnyjoshi1560
    @sunnyjoshi1560 6 дней назад

    I have recently got a credit card and made 2 monthly payments as well. But in Cred my cibil is still locked 🔐. Please someone reply till when am i able to get my cibil score number??

    • @hitirfan
      @hitirfan 6 дней назад

      CIBIL Google Pay , Amazon Pay, CIBIL ki website pe dikh jayega

    • @SyncWithSrikanth
      @SyncWithSrikanth День назад

      Sometime it takes more than 6 months. Its common so don't worry.

  • @krunal343
    @krunal343 6 дней назад

    2 rs ke liye mera cibil 700 pe chala gaya

  • @rudresh
    @rudresh 6 дней назад

    HNI banking is excellent for retired personal, RM comes to home for everything. Be it a signature, statement, review anything to do with bank. For older people it is convenient. But the catch is, you need to have a good hold of your investment. - User of ICICI private banking.

  • @ambarishjaiswal2265
    @ambarishjaiswal2265 6 дней назад

    I also don't trust Axis

  • @asadkhan06
    @asadkhan06 6 дней назад

    My CIBIL score is 813 & I have 9 credit cards with a combined limit of 31.61 Lakh. My credit utilizstion is usually 2-3℅

    • @Nav975
      @Nav975 День назад

      You are Best Bro🎉🎉🎉 My 750 , and 7 credit cards😊

  • @mpasha10
    @mpasha10 6 дней назад

    Hi sir I am using HDFC bank infinia card since 4 years, bank is offering me second Card HDFC Bank biz black credit card it's for me to take.

    • @mmahmed5
      @mmahmed5 6 дней назад

      Hello sir I am using hdfc bank infinia credit card since 3 years, bank offering me second credit card hdfc bank biz black metal credit card, it's worth for me to take 2 card.

  • @kingmo6158
    @kingmo6158 7 дней назад

    Hey can Indians open American Express high yield savings account

  • @contentmania4722
    @contentmania4722 7 дней назад

    I checked on gpay and my cibil is also 799

  • @manishsodhani0309
    @manishsodhani0309 7 дней назад

    Sir maine branch app se instant loan rs 500 ka liya h isse credit history generate hogi????

    • @Patil000kdgdjsi
      @Patil000kdgdjsi 3 дня назад

      Ha bhai hoti he date hogi bharo..time Pe aage piche mat bharo 6point badh jayenge

  • @akshayb4192
    @akshayb4192 7 дней назад

    Wrong. 780 Vs 800 makes huge difference in BoB home Loan. It impacts by 0.25%

    • @contentmania4722
      @contentmania4722 7 дней назад

      Same for SBI car loan

    • @TechnoFino
      @TechnoFino 7 дней назад

      Mentioned it already :) no big differences in case of approval rate, only difference is sometimes you get getter rate in case of HL/PL

  • @gurpreetsinghlabana
    @gurpreetsinghlabana 7 дней назад

    👏

  • @arpitbatri1419
    @arpitbatri1419 7 дней назад

    6:50 Bekifaayti 😅

  • @prodxlavender1426
    @prodxlavender1426 7 дней назад

    Baap re above 2 crore credit limit. 😱🫡 Mere paas abhi 10 bank ka total 13 unsecured cc he (include Amex). Mera total credit utilisation below 3% rehta he. 😊 Btw mera monthly income to bohoti kam he. 😅 Der saal ke andar ye sab cc liya without income proof. Totally cibil based. 🔥 Baad me aur bhi bank ka cc lunga lekin ltf, chargeable nehi chahiye. 🥴 Current cibil is 774 & I'm 25 years old.

  • @x_man007
    @x_man007 7 дней назад

    Best way to check cibil?? Cred showing of CRIF??

  • @x_man007
    @x_man007 7 дней назад

    My friend's cibil is struck at 790🤣 Not increasing Any tips

  • @IFennecYouCODM
    @IFennecYouCODM 7 дней назад

    No Bekifaayti was harmed in this video

  • @groupstudywithme
    @groupstudywithme 7 дней назад

    One question, karte kya ho app?

    • @amrit0501
      @amrit0501 7 дней назад

      business

    • @insaafkaro009
      @insaafkaro009 7 дней назад

      ​@@amrit0501tum technofino sir ke PA ho?

  • @VeganAffy
    @VeganAffy 7 дней назад

    My 782

  • @grcg0407
    @grcg0407 7 дней назад

    Hii I just wanted to know I have done one international transaction through hdfc credit card and now I have charges 1% dcc fees so I just wanted to know will I get charge only one time or again and again for that one international payment ?

  • @kragi2
    @kragi2 7 дней назад

    Cibil 804 Experian 766 Crif 789 Not sure why my Experian score got dropped so badly in April this year

  • @vimalbhatt3096
    @vimalbhatt3096 7 дней назад

    Bhai mera 804 hai....first time 800+ from last 3-4 months....dar lgta hai ki mera b 800 se niche na ho jaye 😂😅

  • @iSaurabhSri
    @iSaurabhSri 7 дней назад

    Jin cards ke issuer bank ka savings account nahi hai, unka auto-pay kaise set kar sakte hai? Ye facility to sirf banking customers ke liye hi hoti hai.

    • @TechnoFino
      @TechnoFino 7 дней назад

      Koi bhi bank k netbanking main bill payment option main jake almost sare bank k credit cards ka bill auto pay keya ja sakta hain

    • @Technicalmystery
      @Technicalmystery 7 дней назад

      57 😮

    • @adityajain5238
      @adityajain5238 7 дней назад

      @@TechnoFino ye abhi BBPS ke bad possible hu kya? Because iss se pahle CC bill amount kah hota tha fetch different bank ka?

    • @iSaurabhSri
      @iSaurabhSri 7 дней назад

      @@TechnoFino Thank you so much.

  • @dapkuparwankhar3711
    @dapkuparwankhar3711 7 дней назад

    🎉

  • @Englishbook9823
    @Englishbook9823 7 дней назад

    Hi sir Nowadays u r videos very delayed, please give credit card videos continuously

  • @mehakchoudhary
    @mehakchoudhary 8 дней назад

    Jisko process krana ha mujhse contect karee

  • @DiptimaniSarmah
    @DiptimaniSarmah 8 дней назад

    UCO bank karte hei

  • @krn1010
    @krn1010 8 дней назад

    Many times rejected ane sent email but they dont even reply for rejection reason, so we can't do anything.

  • @suvrojeetchoudhury2708
    @suvrojeetchoudhury2708 9 дней назад

    tere pass 40 cards hai ya 100 hai ye bool ke kiya samjha chata hu ...Bagwas video

  • @lalavala7415
    @lalavala7415 9 дней назад

    Kadi useful jaankari he bhai 👍🏻👍🏻👍🏻